Understanding Insurance and Liability Protection During Your Move

Moving can be a stressful process, and protecting your belongings is crucial. Since 2015, One Price Moving Labor, founded by Brandon Mitchell, has helped customers navigate insurance options and liability protections to ensure peace of mind through every relocation.

Types of Moving Liability Coverage

Federal law requires interstate movers to offer two levels of liability coverage:

Full Value Protection: The mover is responsible for the replacement value of lost or damaged items. This option provides the most comprehensive protection but may come at an additional cost.

Released Value Protection: This is a minimal, no-cost coverage option where liability is limited to 60 cents per pound per item. This coverage is less protective and may not fully cover your belongings’ value.

Additional Insurance Options

One Price Moving Labor offers additional insurance plans that provide extended coverage based on your needs and the declared value of your goods. Discuss these options with your moving coordinator to find the best fit.

Business Liability Protection

Beyond your personal belongings, One Price Moving Labor maintains general liability insurance that covers property damage or bodily injury incurred during the moving process, protecting both customers and staff.

Filing Claims

If any items are lost or damaged during your move, promptly report to One Price Moving Labor. We have a clear claims process to resolve such issues efficiently.

How to Prepare

To avoid reduced coverage, fully disclose any high-value items and understand the limits of each coverage option. Ensure your moving contract clearly outlines your choices and the associated costs.